Calculator
What this calculator does
This tool estimates your take-home pay in Washington, D.C. by subtracting federal income tax, FICA contributions (Social Security and Medicare), and D.C. state income tax from your gross salary. It uses the 2026 federal tax brackets, the standard deduction, and the District of Columbia's current progressive tax rates.
2026 Tax brackets at a glance
Federal income tax (single)
| Rate | Taxable income |
|---|---|
| 10% | $0 – $11,600 |
| 12% | $11,600 – $47,150 |
| 22% | $47,150 – $100,525 |
| 24% | $100,525 – $191,950 |
| 32% | $191,950 – $243,725 |
| 35% | $243,725 – $609,350 |
| 37% | Over $609,350 |
D.C. state income tax
| Rate | Taxable income |
|---|---|
| 4% | $0 – $10,000 |
| 6% | $10,000 – $40,000 |
| 6.5% | $40,000 – $60,000 |
| 8.5% | $60,000 – $350,000 |
| 9.25% | $350,000 – $1,000,000 |
| 10.75% | Over $1,000,000 |
FICA contributions
- Social Security: 6.2% on wages up to $168,600
- Medicare: 1.45% on all wages, plus 0.9% additional tax above $200,000 (single) or $250,000 (married)
How to use this calculator
- Enter your annual gross salary before any deductions.
- Choose your pay frequency — most D.C. employers pay bi-weekly (26 paychecks per year).
- Select your filing status. Married couples filing jointly receive a higher standard deduction.
- Click "Calculate take-home pay" to see your net income per paycheck and annually.
Frequently asked questions
Does D.C. have state income tax?
Yes. The District of Columbia levies its own income tax, with rates ranging from 4% to 10.75%. D.C. residents pay federal income tax and D.C. income tax, but no state tax to Maryland or Virginia.
What is FICA?
FICA stands for the Federal Insurance Contributions Act. It funds Social Security (6.2% up to the wage base limit) and Medicare (1.45% on all wages). Your employer matches these contributions, but only your portion is deducted from your paycheck.
Why is my actual paycheck different from this estimate?
This calculator uses standard deductions and assumes no additional withholdings. Your actual paycheck may be lower due to 401(k) contributions, health insurance premiums, HSA/FSA contributions, or additional withholding you elected on your W-4.
Are these numbers for 2026?
Yes, the tax brackets and FICA wage limits reflect the 2026 tax year. Tax laws change annually — always confirm with the IRS or a tax professional before making financial decisions.